SunTrust Banks Mortgage Consumer Direct Loan Originator in Richmond, Virginia
Req ID: W465916
Job Description Responsible for generating loan volume from inbound and outbound lead sources, internet, and company referrals. Counsels individual clients to ensure they acquire a loan product appropriate to their individual circumstances. Analyzes the prospective client’s income, debt and pre-qualifies the client for an affordable mortgage. Loan Officer advises clients on the financial and long-term impact of various mortgage products and assists the client in clearing credit and other issues. Assesses best options for the client’s needs and makes recommendations. Completes applications, explains features and closes sale. Transmits loan data to automated underwriting system and communicates response to cleint with requirements for approval. Provides all required disclosures to the client within RESPA guidelines. Is registered and maintains active, Company sponsored registration in the Nationwide Mortgage Licensing System and Registry (NMLSR) and has been assigned a unique identifier number in compliance with the federal S.A.F.E. Act requirements. Qualifications Basic Requirements:
- 1 year Mortgage or financial sales experience or successful completion of the Company Mortgage Associate Program.
- Mortgage products and regulations knowledge.
- Eligible to manage or perform loan origination or servicing functions under Mortgage Investor or government agency guideline requirements.
Satisfies regulatory requirements for holding the position, including meeting the qualification standards imposed by the Loan Originator Compensation rule of the Truth in Lending Act. Preferred Requirements:
2 to 3 years of Mortgage or financial sales experience.
- Financial product marketing and solution selling experience.
- College degree in Business or Finance or equivalent work experience.
- NMLS Registration.
Equal Opportunity Employer: SunTrust supports a diverse workforce and is a Drug Testing and Equal Opportunity Employer. SunTrust does not discriminate against individuals on the basis of race, creed, color, gender, religion, national origin, age, disability, veteran status, pregnancy, marital status, citizenship status, sexual orientation, gender identity, genetic information, or any other classification protected by applicable laws.
To review the EEO Poster, copy and paste the following link into your browser: http://www1.eeoc.gov/employers/upload/eeocselfprintposter.pdf http://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCPEEOSupplementFinalJRFQA_508c.pdf
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