Fifth Third Bank Corporate Investigator. in Cincinnati, Ohio
Fifth Third Bank is one of the top-performing banks in the country, with a heritage that spans more than 150 years. We've staked our claim on looking at things differently to making banking a Fifth Third Better. This applies to our relationships with customers and employees alike.
We employ about 18,000 people, and what we offer is:
# A chance for employees to build their future, with supportive career development and financial wellness programs.
# An environment where we win together. We celebrate achievement and work collaboratively. We're also a three-time Gallup Great Workplace honoree.
# An invitation to impact lives in a positive and lasting way. Everything we do is geared toward improving lives. That's fun and exciting.
It comes down to the fact that Fifth Third is a warm and caring place to with which to grow # as a customer or as a team member.
Enterprise Risk Management (ERM) is the process of identifying, quantifying and managing the risks that an organization faces while applying it to the overall Bank Strategy. While it is impossible to remove all risk from the organization effective risk management requires a strong risk culture and risk governance. Risk culture is the system of values and behaviors within the organization that shapes the day-to-day decisions that we all make. Developing a risk culture is a continuous process # it is consistent with, and builds upon, our Core Values, Leadership Competencies, and Code of Business Conduct and Ethics in that it is based on a common understanding that managing risk is everyone's responsibility and creates an environment that encourages the open exchange of ideas, willingness to elevate concerns, and a commitment to "doing the right thing." As such, risk culture is a critical element of the Bank's risk management efforts.
GENERAL FUNCTION: Responsible for the complete investigation of cases involving allegations of criminal, civil or other acts of wrong doing that pose potential risk of loss to the bank. Evaluates cases to determine linkages,patternsandtrends.Escalates potential failures in policies, procedures and internal controls and recommends changes for risk mitigation where appropriate.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues,andensuresthatactions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Investigates suspected, alleged or known internal/external fraud or bank robbery cases perpetrated against the Bancorp by developing an investigation plan and gathering facts by utilizing public record databases, available bank recordsandinterviews.Identifies suspects and methods of operation, obtains and documents confessions; recovers funds.
Secures restitution through the collection of all possible money and/or property obtained through fraud.
Analyzes and interprets financial statements and other submitted customer documents (W-2, VOE, VOD, etc.) in order to detect fraud on Commercial, Mortgage, and Consumer loans.
Coordinates with appropriate law enforcement agencies to identify and facilitate the arrest and prosecution of the persons perpetrating fraud and maintains effective relationships with such agencies to assist in the conclusion of targeted cases.
Conducts investigations regarding workplace violence and coordinates with appropriate law enforcement entities, Employee Relations and outside consultants to assess risk in an effort to provide a safe environment for Fifth Thirdemployeesandcustomers.- Documents a comprehensive record of all investigations in the case management database, including interviews with victims, witnesses and suspects and present factual findings summarizing results to Employee Relations and Line ofBusinesspartners.
Files Suspicious Activity Reports as required by federal banking regulations and other statutes.
Securely preserves all physical evidence to support prosecution or other resolution in cases investigated.
Testifies in court and Grand Jury proceedings as necessary to present testimony, evidence or otherwise effect and complete prosecution in cases investigated when called upon to do so.
Accurately records all monies recovered.
Identifies physical security needs and coordinate with market/region management and facilities to address.
Facilitates training of branch personnel in security matters.
Partners with Enterprise Learning to deliver market/region and Bancorp fraud training.
Complies with all Federal and State regulations (Regulation CC, Uniform Commercial Code, Fair Credit Reporting Act, BSA, USA PATRIOT Act, etc.) as well as Fifth Third's Account Terms and Conditions while researching, investigatingandreportingactivity.- Assumes additional responsibilities as required.
SUPERVISORY RESPONSIBILITIES: None
MINIMUM KNOWLEDGE & SKILLS REQUIRED:
Bachelor's degree or equivalent experience required.
2 years of experience in bank investigations or a related field.
Knowledge of financial products, services, and investigation strategies required.
Analytical and interview/communications skills required.
Strong computer skills, proficient in Microsoft Office Suite.
Fifth Third Bank is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.