Bank of America Home Equity Pricing Analyst in Charlotte, North Carolina
The Pricing Analyst will be responsible for conducting analysis of pricing model output,developing, monitoring, and identifying business trends based on economic and portfolio conditions, and executing strategic enhancementsfor Home Equity Lending. The ideal candidate will have a strong analytical background and solid technical knowledge. This individual will assists with the development and implementation of business strategy including identifying client segment needs, designing and validating concepts, developing business cases, building/maintaining necessary reporting, and partnering with cross-functional business partners. The associate will work closely with product development and modeling teams to develop strategic recommendations. Knowledge of price elasticity concepts and optimization models, pricing strategies is a plus.
Detail-oriented, self-starter who takes initiative, works independently, and escalates issues or concerns effectively
Experience working with cross-functional partners, e.g. Channel, Finance, Pricing Execution, Risk and Technology to understand and address key business challenges
Strong organizational and project management skills, with ability to both think strategically and drive tactical implementation
Ability to analyze performance data to deliver business insight and define improvement opportunities
Ability to analyze product trends and understand the financials of the business
Financial analysis, e.g. business case development, scenario analysis, forecast reconciliation
Strong communication and presentation skills utilizing PowerPoint
Strong problem solving skills
Advanced Excel user comfortable using V-Lookups, Pivot Tables and other analytical tools
Ability to work with large amounts of data via SQL and/or SAS
BA/BS or equivalent; Master’s in Finance or MBA preferred
3+ years in product/program management and/or home lending products
Strong analytical skills
Strong interpersonal, facilitation and presentation skills
Prior pricing/consumer product management and/or Home Equity/1st Mortgage knowledge and experience
Responsible for performing more complex analysis and modeling for multiple products with the goal of maximizing profits and asset growth and minimizing risk and operating losses and/or other financial and marketing exposures. Develops complex program models to extract data and uses multiple databases to acquire statistical and financial data. Utilizes portfolio trends to propose policy/procedural changes within segmentation structure to produce optimal results. Excels at risk/reward trade off. Build relationships with external agencies. Participates in the rollout of company-wide pilot programs developed as a result of programmed models. Duties primarily include the regular use of discretion, independent judgment, the ability to communicate with multiple levels of management and the utilization of core leadership behaviors. SAS and/or MicroStrategy experience preferred; 2-5 years’ experience preferred.
Posting Date : 05/16/2019
Thousand Oaks, CA, 225 W HILLCREST DR (CA6918),
Jacksonville, FL, JACKSONVILLE 3, 4804 DEER LAKE DR E,
Charlotte, NC, ONE BANK OF AMERICA CENTER, 150 N COLLEGE ST,
Plano, TX, BUILDING A, 7105 CORPORATE DR,
- United States
Travel : No
Full / Part-time : Full time
Hours Per Week : 40
Shift : 1st shift
Assistance for Applicants with Disabilities
Bank of America is committed to ensuring that our online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to submit an application, please visit the Applicants with Disabilities page at http://careers.bankofamerica.com/us/applicants-with-disabilities .
Diversity & Inclusion
At Bank of America, our commitment to diversity and inclusion is helping us to create not only a great place to work, but also an environment where our employees, our customers and our communities around the world can reach their goals and connect with each other. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.
Frequently Asked Questions
Need to know how to apply online, view a list of your submitted job applications or reset your password? Visit our FAQ at http://careers.bankofamerica.com/us/faq section for answers to these questions and more.
Bank of America
- Bank of America Jobs