Banner Bank Credit Utility Center Credit Analyst in Bellevue, Washington
DESCRIPTION/RESPONSIBILITIES: Credit Utility Center Credit Analyst Opportunity Overview The CUC Credit Analyst for Banner Bank supports our Commercial Banking teams in the areas of financial spreads, covenant tracking, and borrowing base monitoring in a centralized environment. As a CUC Credit Analyst for Banner Bank, you will have the opportunity to: * Prepare financial utilizing spreading software * Verify existing credit relationships adhere to loan conditions and covenants * Monitor borrowing base compliance for asset based and monitored lines of credit * Prepare periodic forbearance or waiver notification letters for commercial clients * Ensure that financial information is complete and signed per business loan agreements and loan policy requirements, as well as follow up with Lenders and Loan Specialists for missing or incomplete information. * Comply with policies, procedures, security requirements, and government regulations Travel: Overnight travel as required QUALIFICATIONS Education & Certifications * Bachelor's Degree (Accounting, Finance, or Business degree preferred) or equivalent experience in credit analysis and loan documentation and processing required Experience * 4 or more years in credit analysis and loan documentation and processing required * Knowledge of federal and state laws and regulations relating to banking Preferred Skills * Ability to read, analyze, and interpret financial and credit information * Ability to write business correspondence and effectively present information and respond to questions from groups of managers, clients, and customers * Able to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists * Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form Compensation & Benefits * Comprehensive employee benefits package, including medical, dental, vision, health and dependent daycare funds, life and disability protection * Paid vacation time, sick time and 10 company paid holidays * 401k (with up to 4% match) Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status. NOTICE TO RECRUITMENT AGENCIES: Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Banner Bank employee by a third party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.